You have everything all sorted out for your holiday – or you think you have. Then you realise that you forgot to budget for travel to and from the airport and all of your careful calculations are thrown out of balance. Quick payday loans may be able to help with situations like this.
Something to look forward to
We all look forward to our holidays. Having something to look forward to during the dreary winter months can make a big difference.
There’s no getting away from the fact though, that enjoyable as holidays are, they can stretch your finances.
This may be particularly true in the weeks running up to departure:
the final balance may have to be paid;
new holiday clothes may be needed;
even things like sun screens and lotions for all the family can make a big hole in any budget.
Not just for the unexpected
If your payday conveniently falls just when you need it then you may be one of the lucky ones. Otherwise, quick payday loans may be available to help you get through temporary cash flow problems like these.
Payday loans are a relative newcomer to the lending market. They are designed to meet small, short term borrowing needs.
The basic principle is that the amount you borrow is paid back (together with agreed interest and any other charges) on your next payday. The loan therefore needs to be for a realistic amount that you can comfortably afford to repay in one go.
The amounts offered by pay day loan companies do vary but you can typically expect to borrow from $100-$500. If you are a repeat borrower, with some companies they may allow you to borrow more the next time you apply.
Providers of quick payday advance loans typically operate online. The whole process from application to drawdown of funds may take as little as a couple of hours, or by the very next day.
Because of this, you typically need to have a bank account for the money to be paid into and a debit card so that the automatic repayment can be set up.
A short credit check may typically be carried out. Because the loans are made for relatively small sums over short time periods, even if you’ve had credit problems in the past your application may still be considered.
Ease the strain
So, if your holiday is fast approaching and you are feeling the pinch financially, then you may wish to consider a payday loan to ease the strain of those last minute pre holiday purchases.
Quick payday loans are there for just those sorts of situations – and many others!